Clients can make monthly interest payments or additional principal payments at any time in the following ways:

By Wire Transfer 
Instructions: The Bancorp Bank
Wilmington, DE 19809
ABA Number 031101114
Account Number 001119100 
FBO Account Title/SBLOC Loan Number

By Check
Please make your check payable to The Bancorp Bank

Mail to: The Bancorp Bank
Attn: Loan Operations
409 Silverside Road, Suite 105
Wilmington, DE 19809


Please specify on the check memo line or on the wire transfer form (Part 2: Reference) how the additional payment should be applied to the loan account:  

  • Regular payment
  • Regular payment plus additional principal payment
  • Principal payment
  • Payoff and keep account open
  • Payoff and close account 

By Automatic Payment
(ACH) Authorization:  Payments can be automatically debited from the client’s external checking account.  Please complete the ACH Loan Payment Authorization Form

By Interest Capitalization
Clients have the option to capitalize the interest on their SBLOC. Instead of paying the monthly interest on the line, clients can authorize us to capitalize the interest payment, adding it to the loan principal. Note: This may significantly increase the overall cost of borrowing. Advisors should discuss this option thoroughly with clients.

Interest Capitalization Form

For any questions about payments, please call the help line.

A client can request to have their loan account paid off in full and closed.   For more information or to get a payoff quote, please call the help line.